This multi-revenue music retailer in northern Colorado has operated for over five decades, offering new and used instrument sales, band and orchestra rentals, instrument repair, and studio space within a single location that has become deeply embedded in the regional arts and education community. The diversified revenue model, which includes recurring rental income and repair services alongside retail, provides cash flow resilience not typical of single-revenue music retailers. Decades of community trust, regional awards, and relationships with local schools and musicians create a defensible market position that would be difficult to replicate from scratch.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $1,400,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $410,462 in annual cash flow (SDE/EBITDA), implying a 3.4x multiple on the asking price.
It operates in the Colorado area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.